Execution pattern
Prevent AI overspending
Cap what an agent can spend before the spend happens, not in next month's bill.
- Category
- MoneyCommon in SaaS & platforms · Fintech & payments · Commerce & retail
- Works through
- aws · copilot · langchain · sdk +2 more
- Proof
- Signed Decision DossierVerifiable against our published JWKS.
- Deploy
- Shadow Mode firstMeasure on your own traffic before anything is stopped.
What executes
An agent calls a paid API, provisions a resource, or loops on a task that bills per token.
What normally goes wrong
Nobody notices until the invoice arrives. Agent cost is discovered retrospectively because the spend decision was never a decision — it was a side effect of a retry loop.
The decision
The signals available at the moment of the action, and the rule that judges them.
Signals
- Cumulative spend in the current window
- Cost of the specific call being attempted
- Budget delegated to this actor
- Whether the request is a retry of work already paid for
The gate
Refuse the call when it would take the actor past the budget delegated to it, and escalate when it crosses a threshold someone agreed to review.
The call proceeds and the spend is recorded against the actor's budget.
The call waits for whoever owns the budget to approve the overage.
The call does not run; the dossier records the budget rule that stopped it.
No policy pack decides this pattern yet
Write the gate above as your own policy: a repository policy file, or a bundle in your workspace.
Prove it, then deploy it
A verdict you cannot check is an opinion, and a gate you cannot measure first is a risk of its own.
View the signed proof
Every verdict on this pattern produces a Decision Dossier: the signals it saw, the policy version that judged them, and an Ed25519 signature anyone can check against our published JWKS — without an account, and without trusting us.
Deploy in Shadow Mode
Run this gate against your own traffic while it stops nothing. You get the verdicts it would have returned and the actions it would have held, so the decision to enforce is made on your numbers rather than ours.
Related patterns
Teams that hit this one usually hit these next.
Related concepts
This pattern is one answer to each of these.
What to do next
The same five steps for every pattern in the library.
- Simulate this recipe
Run the policy against a realistic action in the browser. Push it past what the rules allow and watch the verdict come back. No account.
- View the signed Decision Dossier
See exactly what was decided and why: the rule that fired, the evidence it read, the policy version in force, and an Ed25519 signature you can verify yourself.
- Deploy in shadow mode
Measure what the policy would have caught on your own traffic without touching the live path. Every recipe defaults to shadow, so the first deployment carries no execution risk.
- Connect a real workflow
Point the same policy at the system where the action actually originates — a checkout, an ERP posting, a Zap, an agent's tool call.
- Share the verified result
Publish the proof: a public verification link, an embeddable badge, a PR comment, or an anonymized shadow-mode finding. This is how the next person discovers Decionis.
